Purchase, refinance, or compare programs
Send a private mortgage request and discuss the next step directly with Andrei.
California mortgage and RCFE planning
Mortgage guidance or RCFE deal planning—choose your path.
Work directly with Andrei Pushenko, California mortgage loan originator, NMLS #2585059.
Model startup cash and monthly operations
Test six resident rates, financing, cash flow, and break-even occupancy.
Open RCFE calculator Free
Experienced mortgage guidance
NMLS #2585059
Direct contact with Andrei
Featured free tool Built for California RCFE deals
Know the care-home deal before you buy the house.
Model the property, startup construction, six individual residents, monthly operating costs, financing, cash flow, and break-even occupancy in one transparent scenario.
- Six resident rates—not one vague average
- Purchase, free-and-clear, and specialty financing paths
- Copy or print a lender-ready scenario summary
No login. Educational planning estimates only; not a loan approval or profit guarantee.
RCFE Community
Match residents with the right RCFE. Fill available beds with better-fit referrals.
Free listings for resident placement partners and RCFE owners. Contact details stay private; responses are sent securely.
Why Choose Andrei Pushenko?
Clear NMLS identification
NMLS #2585059, with a direct link to NMLS Consumer Access in the footer.
Personal Service
Direct access to Andrei Pushenko with personalized attention throughout your mortgage process.
Experienced Guidance
Mortgage guidance for California purchase, refinance, and property-investment scenarios.
Multiple Program Options
Available lender and program options can be reviewed for the facts of each file.
Initial Mortgage Inquiry
Share the basics securely, then discuss any formal application or credit authorization separately.
Secure & Confidential
Your request is sent through the site's HTTPS form and used to respond to your inquiry.
Mortgage Program Categories
Conventional options
Current review required
- Purchase and refinance scenarios
- Fixed and adjustable structures may be available
- Eligibility varies by borrower and property
Government-backed options
Eligibility-specific
- FHA and VA categories
- Occupancy and program rules apply
- Current agency and lender review required
Alternative documentation
File-specific review
- Self-employed and investor scenarios
- Documentation varies by program
- Terms depend on current lender guidelines
Ready to take the next step?
Choose the contact method that works for you.
About Andrei Pushenko
Direct California mortgage guidance
Professional Biography
Andrei Pushenko, NMLS #2585059, provides direct mortgage guidance for California borrowers and reviews available program options based on each file's borrower, property, and documentation details.
NMLS #2585059
Verify current information through NMLS Consumer Access
Mortgage Experience
California borrower and property scenarios
Personal Service
Direct access throughout your loan process
Our Mission
My approach is to review available mortgage options, explain the tradeoffs, and provide direct communication from the initial inquiry through any next steps the borrower chooses to take.
Why Clients Choose Me
Direct Communication
Speak directly with Andrei, not a call center representative
Direct Follow-Up
Requests are reviewed for a direct phone or email response
Multiple Lender Access
Review available options without promising a particular rate or approval
Education Focused
I'll explain every step of the mortgage process
Ready to Work Together?
Schedule a consultation today to discuss your mortgage needs
Mortgage Programs
Program availability, limits, documentation, pricing, and eligibility can change. Review current options on the dedicated page and confirm details for your file.
View current program overviewMortgage Calculator
Calculate your monthly mortgage payment including principal, interest, taxes, insurance, and PMI
$
$
20%
%
$
$
%
Applied only below 20% down; actual program rules vary.
$
Total Monthly Payment
$2,875
Payment Breakdown
Principal & Interest
$2,108
Property Tax
$500
Home Insurance
$100
Estimated Mortgage Insurance
$167
HOA Fees
$0
Loan Amount
$400,000
Total Interest Paid
$358,800
Disclaimer: This planning estimate is not a commitment to lend. Mortgage insurance uses the editable annual rate above and is included only below 20% down; actual requirements and premiums vary by loan program. Closing costs and other scenario-specific charges are not included. All loans remain subject to qualification, appraisal, and underwriting.
Mortgage Pre-Approval Request
Share the basics for a private follow-up. This page does not request an SSN or upload documents.
Submitted over HTTPS and reviewed privately by Andrei.
No SSN requested
No automatic credit pull
Reviewed by Andrei
Contact Andrei Pushenko
Ready to start your mortgage journey? Let's connect today
Send Me a Message
Service Areas
I serve clients throughout California including:
Los Angeles County
Orange County
San Diego County
Riverside County
San Bernardino County
Fresno County
Kern County
California inquiries
What happens after you send a request
Reviewed by Andrei
Reply by phone or email
No automatic credit pull